International Health
Insurance
Comprehensive, cashless health coverage for expats, entrepreneurs, and digital nomads relocating to Panama. Powered by PassportCard — the world's first real-time insurance payment card.
Why PassportCard Changes Everything
Traditional insurance means paperwork, upfront costs, and weeks of waiting. PassportCard eliminates all of that with a revolutionary payment-card approach.
Truly Cashless Experience
No upfront payments, no claim forms, no reimbursement delays. Your PassportCard is loaded in real time when you need medical care — just tap and pay like a regular card.
Global Coverage, Local Care
Accepted at any medical facility that takes Mastercard. Freedom to choose your own doctors, specialists, and hospitals worldwide — no restrictive networks.
24/7 Multilingual Support
Round-the-clock assistance in multiple languages. Whether it's finding a doctor at 3 AM or coordinating an emergency evacuation, help is one call away.
Telemedicine Included
Consult with licensed physicians remotely from anywhere in the world. Ideal for routine check-ups, prescription renewals, and non-emergency medical advice.
Dental & Preventive Care
Comprehensive dental coverage including emergency treatments, routine check-ups, and preventive care depending on your selected plan tier.
Family & Dependents
Cover your entire family under one policy — spouse, children, and even parents. Flexible plans that scale with your household needs.
How PassportCard Works
Three simple steps. No paperwork. No waiting.
Report Your Visit
Call the 24/7 service center or use the PassportCard Assist app to report your upcoming medical appointment. The system verifies your coverage instantly.
Card Gets Loaded
The exact amount needed for your treatment is loaded onto your personal PassportCard in real time. No out-of-pocket expense, no pre-authorization delays.
Pay & Get Treated
Use your PassportCard at the medical facility just like a regular debit card. That's it — no claim forms, no reimbursement process, no stress.
Comprehensive Coverage
Plans designed to cover every aspect of your health needs abroad.
Hospitalization & Surgery
Full inpatient coverage including ICU, surgery, and recovery
Doctor Visits & Specialists
Outpatient consultations, lab tests, and specialist referrals
Emergency Medical Evacuation
Air ambulance and medical repatriation worldwide
Dental & Optical
Routine and emergency dental plus vision coverage
Maternity Coverage
Prenatal care, delivery, and postnatal support
Mental Health Support
Therapy sessions, psychiatric consultations, and wellness
Why Every Panama Expat Needs International Insurance
Moving to Panama is exciting, but navigating a new healthcare system in a foreign language presents real challenges. Panama has excellent private hospitals in Panama City, but costs add up quickly without proper insurance — and local plans often exclude pre-existing conditions or limit coverage for serious procedures.
PassportCard bridges this gap with a globally recognized insurance solution designed specifically for people who live and work internationally. As a Panama Founders client, you get priority access to our dedicated insurance advisory team.
No Upfront Payments Ever
Unlike traditional insurance that requires you to pay and wait months for reimbursement, PassportCard loads funds in real time. You never touch your own money.
Accepted at Any Mastercard Facility
No restricted hospital networks. Use your PassportCard at any clinic, hospital, or pharmacy that accepts Mastercard payments — in Panama and worldwide.
Coverage for Your Entire Family
Relocating with family? Cover your spouse, children up to 25, and even parents under one comprehensive family plan with shared benefits.
Perfect for Digital Nomads
Travel between Panama and other countries without worrying about coverage gaps. Your PassportCard works in 190+ countries with full protection.
Your Path to Full Coverage
From consultation to your first doctor visit — we handle everything.
Free Insurance Consultation
We analyze your situation: family size, health needs, travel patterns, and budget. Our advisors recommend the optimal PassportCard plan for your lifestyle.
Plan Selection & Quote
Choose from Compact, Comfort, Premium, or Executive tiers. We provide transparent pricing with no hidden costs — what you see is what you pay.
Application & Underwriting
We handle the entire application process with PassportCard's underwriting partner (backed by Allianz). Typical processing time: 2-5 business days.
Receive Your PassportCard
Your personal PassportCard arrives — a Mastercard-powered payment card linked directly to your insurance funds. Download the Assist app for instant access.
You're Covered — Worldwide
Start using your card immediately. Visit any doctor, hospital, or pharmacy that accepts Mastercard. No claims, no forms, no waiting.
Frequently Asked Questions
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